It’s easier than ever to be an investor…but is this “democratization” of investing a good thing for all involved? This was among the issues explored in this week’s episode, in which EconTalk host Russ Roberts chatted with The Wall Street Journal’s “Intelligent Investor” columnist Jason Zweig. As usual, I’d like to suggest a few questions for thought for you…

And this week, we’re also offering you a literary challenge…At the very end of the interview, Russ mentions Rudyard Kipling’s poem, “If.” He challenges Zweig to create a poem of financial advice modeled after Kipling’s. Now we’re extending the same challenge to you… We’d like to publish some of them on EconTalk, and we’ve got plenty of Liberty Fund books for those authors selected! So commence poetry-ing, and post yours in the Comments!

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1. What about the “democratization of finance” and the profusion of information bothers Zweig? Is this an issue you struggle to deal with?2. Zweig notes the “destructive disintermediation” of sectors of the economy wrought by such companies as Uber. What is happening right now to the financial sector that is similar? Do you think such changes will have big benefits for individuals?

3. Did you ever compete in a stock market simulation as a student? What did you learn from the experience? Why do Russ (and Zweig) think employing such competitions to teach personal finance is a bad idea? Do you agree?

4. Zweig argues that self-control is a key component to successful money management and investing. Do you have a personal story of self-control that you’re proud of or one where your self-control was less than perfect and that you’d like to have as a do-over?

5. Don’t forget to post that poem!